2 Myths Holding Back Home Buyers

Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

Until some time back, this was the trick of the trade used for selling 10 NFOs. Over time investors have stopped believing this misconception, but many other money myths. only for home brands and.

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Myths regarding why housing is so expensive. to keep prices down to where those impacted have acceptable options. The mortgage market is holding back home buyers. Mortgages are harder to obtain.

Because of that, here are two major myths the tend to be holding back homebuyers. #1. You need a 20% down payment. Unless you are a repeat buyer and have a huge chunk of equity to put down on another home, most first-time homebuyers don’t have the 20%. We are often unaware of the option to take out low down payment mortgages.

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We know this because each week there is yet another statistic, survey or policy release that confirms how out of reach home ownership is for young. “You have to factor in not only the cost of.

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But buying a home for the first time can be a confusing process. This is especially true if you believe certain myths about searching for and making. (See also: 5 Things Your real estate agent.

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